Q1 Assignment Example | Topics and Well Written Essays - 250 words

Q1 - Assignment Example However, the insurance companies will have to provide coverage to every individual, without limit even to those with pre-existing health conditions. This process has been termed unconstitutional by US state supreme courts, arguing that the Americans should not be forced into health care coverage. Whether or not the bill solves the issue of health care as a privilege depends on the general implication of implementing the bill. The bill is likely to throw away individual mandate if implemented. What this means for the healthcare industry is that the pricing policies in the industry are prone to enormous changes that may not end up favoring the end user of the health insurance. Individual mandate provides a constant and a large pool of insurance coverage purchasers. In this regard, repealing the individual mandate is likely to increase American health insurance premiums. It is important to point out that the Americans who will be without insurance cover will opt to make use of emergency rooms as their healthcare procedure. As a result, the accrued costs from emergency rooms procedure will be shifted to the insured. The law’s purpose is to extend health insurance coverage to the American community. However, the law is prone to failure in the context of the high insurance premiums. This bill therefore, and the resultant law therein may not solve the health care issue as anticipated. The new health care bill has taken ethical and legal turns, with its applicability and benefit to the American society questioned. The Americans are expected to be health insured by the year 2014. Violation of this law will attract penalties as outlined in the law. However, the entire process has been termed unethical, because the law seeks to force people to comply. Freedoms of choice are hereby violated. The insurance companies will also be forces to cover all individuals, those with pre-existing